Interactive guide
Your Swiss money checklist: are you making the most of every step?
A step-by-step interactive guide to Swiss personal finance — from budgeting and emergency funds through to pensions, property, and long-term investing. Free and built for Switzerland.
Interactive guide · 8 steps · Free
Investing
Compound growth — it's not magic, it's simple mathematics
The difference between starting at 25 and starting at 35 is not ten years. It's often the difference between financial freedom and stress in retirement.
5 min read · Investing basics
Retirement
Retirement planning in Switzerland: a simple guide to the three-pillar system
Switzerland ranks among the best places in the world to live. But even here, retirement provision keeps people up at night.
8 min read · Swiss retirement
Salaries
Comparison is the thief of joy
We know we shouldn't compare ourselves to others. But when it comes to salary, a little context goes a long way.
4 min read · Swiss salaries
Retirement
Pillar 3a in 2026 — the limit, the tax saving, and a major new rule
The 2026 contribution limit is CHF 7,258 — unchanged. But 2026 brings something new: for the first time, you can top up missed contributions from previous years.
6 min read · Swiss retirement
Salaries
Is CHF 7,000 a good salary in Switzerland?
It sits right around the national median — but whether it is enough depends heavily on where you live and your household situation.
5 min read · Swiss salaries
Retirement
The 13th AHV pension: what it is, who gets it, and when it is paid
December 2026 marks a historic first — every AHV pensioner will receive a 13th monthly payment. Here is everything you need to know.
5 min read · Swiss retirement
Retirement
Pillar 3a vs 3b: what's the difference and which one do you need?
One gives you a tax break in exchange for restrictions. The other is fully flexible but offers no tax incentive. Here is how to choose.
6 min read · Swiss retirement
Products & Platforms
A comparison of Pillar 3a providers in Switzerland (2026)
An objective look at every type of provider — from digital fintechs to traditional banks and insurance companies. Fees, pros and cons.
10 min read · Products & Platforms
Expat
What happens to your pension when you leave Switzerland?
Pillar 2 and Pillar 3a rules when leaving Switzerland — EU vs non-EU, tax implications, vested benefits accounts, and a full checklist.
8 min read · Expat